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Caroo × Spardex: a partnership to finance your next car

Finding the right car is one thing; financing it with peace of mind is another. To support you from start to finish, Caroo is partnering with Spardex to broaden the financing solutions around your used car in Belgium — with particular attention to self-employed professionals and companies.

Spardex campaign visual: a BMW on hire purchase for entrepreneurs starting or relaunching their business

Who is Spardex?

Spardex is a platform specialising in financing business assets through hire purchase ("rent to own"), active in Belgium among other markets. Their approach: letting professionals use the assets they need right away while acquiring them progressively, without tying up their cash flow.

What this partnership changes for you

In practice, this partnership lets us offer more options around financing your vehicle, especially for self-employed professionals and companies looking for a leasing or renting solution on a used car. You describe your project, and together with our partners we look for the formula that fits your situation — whether you are a private buyer, self-employed or a company.

In time, this partnership will also open the door to a wider choice of vehicles thanks to stock exchanges between partners. One more reason to keep an eye on our news.

Leasing, renting or hire purchase on a used car: what are the options?

Financing a used car in Belgium is not limited to a classic loan. Depending on your profile, several formulas exist: hire purchase ("rent to own"), which lets you use the vehicle right away while acquiring it progressively, plus leasing and renting, reserved for self-employed professionals and companies. Each formula has its advantages depending on your cash flow, tax situation and how you use the vehicle; our team helps you choose and looks for the right solution with our partners, including Spardex.

How to benefit

It's simple: fill in our financing form in a few minutes and our team will get back to you quickly to look into your project. And if you haven't found your ideal car yet, our personal car search takes care of it: we find, inspect and guarantee the vehicle you need.

Frequently asked questions

Who can benefit from this partnership?

Everyone: private buyers, self-employed professionals and companies. One nuance: leasing and renting are reserved for professionals; private buyers are guided towards the other financing solutions in our network.

Does the financing also cover used cars?

Yes — that is the heart of what we do: all our used cars are inspected and guaranteed, and financing can apply to a vehicle from our stock or one found through our personal car search.

What is hire purchase ("rent to own")?

A formula where you rent the vehicle while acquiring it progressively: you use it from day one and become the owner at the end of the contract, without tying up your cash at the start.

Need a financing solution?

Describe your project in a few minutes and our team will get back to you quickly with a solution tailored to your situation.

Start my financing request Start my personal search

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